CM&F Group

CM&F Group Pros & Cons

About CM&F Group

Services & Capabilities

CM&F Group Pricing

Integrations

CM&F Group connects with the following tools and platforms:

• HC Commercial Carriers (PHLY, Markel, CNA, Travelers, Hartford)
• HC Management Platforms
• WC + EWA Vendor Coordination

Compliance & Security

• Multi-State Insurance Brokerage Licensing
• A.M. Best-Rated Carrier Panel
• HC-Specialty Brokerage Focus
• 100+ Year Operational Track Record

Service Areas

• Multi-State HC Insurance Brokerage
• HC-Vertical Commercial Insurance
• Mid-Market HC Operators

Frequently Asked Questions

What is CM&F Group?

CM&F Group is a long-running specialty insurance broker — 100+ year operational history — with deliberate focus on **healthcare services + home care operators**. The product line spans general liability, professional liability (E&O), commercial auto, BOP packages, and adjacent commercial insurance lines for HC operators. As a broker rather than a direct carrier, CM&F places coverage with multiple A-rated commercial carriers (PHLY, Markel, CNA, Travelers, Liberty Mutual, etc.) based on best fit f

Who is CM&F Group best for?

Small to mid-market home care, home health, and hospice agencies wanting broker-mediated HC-specialty commercial insurance — multiple carrier shopping + claim advocacy + ongoing relationship vs. direct-carrier self-management Built for small to mid-market home care, home health, and hospice agencies; operators with complex risk profiles or claim history agencies.

How much does CM&F Group cost?

CM&F Group pricing: **Estimated pricing (verify with CM&F Group)**: broker fees typically built into 10-15% commission on placed policies. HC GL + PL combined annual premium typically $1K-$25K+ depending on agency size + risk profile + carrier placement. Get a firm quote at cmfgroup.com.

What does CM&F Group integrate with?

CM&F Group integrates with HC Commercial Carriers (PHLY, Markel, CNA, Travelers, Hartford), HC Management Platforms, WC + EWA Vendor Coordination.

What are the main features of CM&F Group?

Key features include: General Liability (GL); Professional Liability (PL / E&O); Commercial Auto (Including Non-Owned + Hired); Business Owners Policy (BOP); Multi-Carrier Placement; Claim Advocacy.

What are alternatives to CM&F Group?

Top alternatives include Stride Health (Caregiver Benefits), Progressive Commercial, The Hartford, and more. Compare each side-by-side against CM&F Group on Carezano to find the best fit for your home care agency.

Top CM&F Group Alternatives

Stride Health (Caregiver Benefits)

Health insurance marketplace + benefits platform for gig workers + hourly caregivers — direct-to-caregiver consumer health insurance access

Progressive Commercial

Commercial auto + business insurance specialty — HC fleet vehicles + caregiver transportation coverage with direct-to-operator quoting

The Hartford

Major A+ rated commercial insurance — WC, GL, BOP for home care + healthcare businesses with brand recognition + multi-line packaging

Patra

Insurance technology + outsourcing for agencies with HC specialty programs — back-office operations for HC insurance distribution