Progressive Commercial

Progressive Commercial Pros & Cons

About Progressive Commercial

Services & Capabilities

Progressive Commercial Pricing

Integrations

Progressive Commercial connects with the following tools and platforms:

• Direct Distribution + Independent Agent Channels
• Multi-Carrier Marketplaces
• Fleet Management Platforms

Compliance & Security

• A.M. Best A+ Rated
• NYSE Publicly Traded (PGR)
• Multi-State Commercial Insurance Licensing
• Commercial Auto Specialty Focus

Service Areas

• All 50 US States
• Multi-State HC Commercial Auto
• NEMT + Fleet Coverage

Frequently Asked Questions

What is Progressive Commercial?

Progressive Commercial is the commercial division of Progressive Insurance — one of the largest US commercial auto insurers with deliberate focus on the SMB + mid-market commercial auto segment that overlaps HC operator needs (fleet vehicles for HH operations, caregiver-driven personal vehicles requiring non-owned + hired auto coverage, NEMT operators with substantial fleet exposure). Beyond commercial auto, Progressive Commercial offers BOP, GL, and adjacent commercial insurance lines. For HC

Who is Progressive Commercial best for?

NEMT operators + HC operators with fleet vehicles or significant caregiver-driving exposure — wanting major A+ rated commercial auto carrier with direct-to-operator quoting + competitive SMB pricing Built for nemt operators; hc operators with fleet vehicles; hc operators with significant caregiver-driving exposure agencies.

How much does Progressive Commercial cost?

Progressive Commercial pricing: **Estimated pricing (verify with Progressive Commercial)**: commercial auto premium varies by vehicle count + driver count + state + claim history. Single-vehicle small agency typically $1K-$3K annual; multi-vehicle fleets price proportionally. Get firm quotes at progressivecommercial.com.

What does Progressive Commercial integrate with?

Progressive Commercial integrates with Direct Distribution + Independent Agent Channels, Multi-Carrier Marketplaces, Fleet Management Platforms.

What are the main features of Progressive Commercial?

Key features include: Commercial Auto Insurance; Hired + Non-Owned Auto; Fleet Coverage; Business Owners Policy (BOP); General Liability; Multi-State Commercial Auto.

What are alternatives to Progressive Commercial?

Top alternatives include Stride Health (Caregiver Benefits), The Hartford, Patra, and more. Compare each side-by-side against Progressive Commercial on Carezano to find the best fit for your home care agency.

Top Progressive Commercial Alternatives

Stride Health (Caregiver Benefits)

Health insurance marketplace + benefits platform for gig workers + hourly caregivers — direct-to-caregiver consumer health insurance access

The Hartford

Major A+ rated commercial insurance — WC, GL, BOP for home care + healthcare businesses with brand recognition + multi-line packaging

Patra

Insurance technology + outsourcing for agencies with HC specialty programs — back-office operations for HC insurance distribution

NBIS

Specialty insurance provider for home health + home care agency coverage programs — niche HC carrier with vertical underwriting