Speritas Capital

About Speritas Capital

Services & Capabilities

Speritas Capital Pricing

Frequently Asked Questions

What is Speritas Capital?

Speritas Capital operates as a **healthcare practice financing advisor / broker** — structuring AR financing, equipment loans, and acquisition capital in the $250K-$30M range for healthcare operators including home health and adjacent practice types. The advisor / broker model is structurally different from direct lending: Speritas doesn't fund deals directly but rather structures + places them with lenders in its network, taking advisory + broker fees on placed transactions. For HC operators wi

Who is Speritas Capital best for?

HC operators raising $250K-$30M in AR financing, equipment loans, or acquisition capital — particularly deals above SMB-tier and below institutional-bank thresholds where lender access and structuring expertise add value Built for mid-market to enterprise hc operators; multi-site agencies; acquirers in hc consolidation; operators with complex multi-tranche financing needs agencies.

How much does Speritas Capital cost?

Speritas Capital pricing: Advisor / broker fees typically run 1-3% on the funded transaction amount, varying by deal complexity. Verify engagement terms at speritascapital.com.

What are the main features of Speritas Capital?

Key features include: Healthcare Practice Financing Advisory; AR Financing Structuring; Equipment Loan Placement; Acquisition Capital ($250K-$30M); Multi-Tranche + Mezzanine Structuring; HC-Specialty Lender Network Access.

What are alternatives to Speritas Capital?

Top alternatives include Kabbage (AmEx), PRN Funding (Healthcare Factoring), AdvancePoint Capital, and more. Compare each side-by-side against Speritas Capital on Carezano to find the best fit for your home care agency.

Top Speritas Capital Alternatives

Kabbage (AmEx)

Online SMB lending now part of American Express — LOCs up to $250K integrated into AmEx Business Blueprint for HC startups and SMB operators

PRN Funding (Healthcare Factoring)

Healthcare AR factoring — cash advances against unpaid Medicare, Medicaid, and commercial claims to bridge the agency's reimbursement-cycle working-capital gap

AdvancePoint Capital

Alternative-lending broker / network for senior care + HC agencies — SBA loans, working capital, equipment financing matched across multiple lenders

American Healthcare Lending

Healthcare-specific financing for HC operators — practice lending, working capital, and adjacent product structures for home health + healthcare agencies