Legal, Compliance & Risk

Surety Bonds Direct

Estimated 1-10% of bond amount annually, credit-driven (verify with Surety Bonds Direct)

Online surety bond provider — homemaker companion agency bonds, health care bonds, and direct-to-operator bond issuance

SuretyBonds.com

Estimated 1-10% of bond amount annually, credit-driven (verify with SuretyBonds.com)

Online surety bond marketplace — wide coverage including California $25K HCO bonds, multi-state Medicaid bonds, and high-volume HC issuance

SuretyGroup.com

Estimated 1-10% of bond amount annually, credit-driven (verify with SuretyGroup.com)

35+ year HC surety bond provider — Florida, Texas, and Minnesota Medicaid provider bond specialty across multi-state HC operators

Swyft Filings

SubscriptionEstimated $0-$299 formation packages + state fees; $149-$199/year registered agent (verify with Swyft)

LLC + corporation formation with compliance + registered agent + EIN — budget-tier formation service with established mid-market book

TechInsurance

Estimated $500-$3,000+ annual SMB commercial insurance for small HC agencies (verify with TechInsurance)

Online insurance marketplace — home health aide GL + malpractice + business coverage via multi-carrier SMB marketplace

The Hartford

Estimated $1K-$25K+ annual HC commercial insurance package depending on size + complexity (verify with broker)

Major A+ rated commercial insurance — WC, GL, BOP for home care + healthcare businesses with brand recognition + multi-line packaging

The Hartford (Home Care WC)

Estimated $3–$15+ per $100 caregiver payroll for WC; multi-line packages bundled (verify with Hartford)

The Hartford's commercial WC + business insurance for HC — A+ rated carrier with home care and healthcare-service-company packages

Verified Credentials

Estimated $30-$80 per screening (HC-specialty package, verify with Verified Credentials)

Healthcare background screening specialist — FACIS, OIG sanctions, and license verification for HC employers

VettyVerify

Estimated $30-$70 per screening (verify with VettyVerify)

Modern healthcare background check platform with integrated compliance technology — newer-entrant HC CRA

Online workers' comp marketplace — multi-carrier quotes for HC class codes (NCCI 8829 home health + state-specific home care codes)

Workers' Compensation Shop

Estimated $3–$15+ per $100 of caregiver payroll, paid as-you-go (verify with Workers' Compensation Shop)

HC workers' comp specialist with pay-as-you-go plans + multi-carrier quotes — particularly relevant for cash-flow-sensitive HC operators

ZenBusiness

SubscriptionEstimated $0-$349 formation packages + state fees; $199/year registered agent (verify with ZenBusiness)

$0 starter LLC formation with compliance tracking + registered agent + annual report filing — high-volume budget-tier with strong brand traction

iProspectCheck

Estimated $25-$70 per screening (caregiver-vertical packaging, verify with iProspectCheck)

Home health aide-specific background screening — HC-vertical CRA with criminal + sanctions packages tuned for caregiver hiring